Jeevan kishore
Example: Mr. Ram aged 35 years takes a Jeevan kishore policy for his 3 years old son master Rinku for S.A. 2 lac to be matured at the age of 22 of his son.
He also opts for premium waiver benefit.Life risk will commenced from the policy anniversary after completion of 7 yrs. Of Rinku’s age.
On maturity master Rinku will get Rs.3,89,000+FAB , if any (2 lac S.A. +Bonus as per bonus rates of 2005 i.e. Rs.45 per 1000 .S.A. per annum 45 x 200 x 21 = 1,89,000 + FAB if any).In case of master sunny dies at the age of 12 after commencement of risk cover, then the nominee will get 2,81,000 (2 lac S.A. + Bonus i.e. 45 x 200 x 9 = 81,000).On attaining the age of 18 master Rinku’s has the option to opt for accident benefit by paying Re. 1 extra per thousand S.A
9986184653
Jeevan Anuurag plan a Children Plan
Jeevan Anuurag plan a Children Plan
Example: Mr. Ganesh Rao aged 35 years opted for Jeevan Anuurag plan, S.A 2 Lac, for a term of 15 years.
He pays an annual premium of Rs.15,323/(only 40 rupees per day)- if the policy is in full force,
Mr. Ganesh Rao Will get 20% of S.A i.e. Rs.40,000/- at the start of 31th, 14th & 15th policy year and the balance 40% of S.A i.e. Rs.80,000 will be given at the end of 15th year along with reversionary bonuses declared from time to time for the full term, plus terminal bonus, if any shall be payable.
in case Mr. Ganesh Rao dies during 10th year his nominee will receive Rs.2 lac. No premiums are payable thereafter Moreover the nominee will get Rs.40,000/- at the start of 31th, 14th & 15th policy year and on maturity Rs.80,000 + Reversionary Bonus + terminal bonus, if any.
call 9986184653, Santosh
New Bima Gold get 20,000 at every 4 years
New Bima Gold (T. No.179)
Example: Mr. John, aged 30 years opts for New Bima Gold (T. No.179) for 2 Lakh S.A, paying an annual premium of Rs.7363/- for 20 years period.
He receives Rs.20,000 each at the end of 4,8,12 and 16 years.
On maturity the net amount payable will be total premium paid _ paid up survival benefit + loyalty addition, if any
i.e. 7363 x 20 - 20,000 x 4 = 1,47,260 + loyalty addition,
if any, he will also enjoy the extended term of 10 years
i.e. the term will be 20+10 = 30 years.
But if Mr. John dies after 12 years, his nominee will receive Rs.2lac without deducting the survival benefit paid to Mr. John
Example: Mr. John, aged 30 years opts for New Bima Gold (T. No.179) for 2 Lakh S.A, paying an annual premium of Rs.7363/- for 20 years period.
He receives Rs.20,000 each at the end of 4,8,12 and 16 years.
On maturity the net amount payable will be total premium paid _ paid up survival benefit + loyalty addition, if any
i.e. 7363 x 20 - 20,000 x 4 = 1,47,260 + loyalty addition,
if any, he will also enjoy the extended term of 10 years
i.e. the term will be 20+10 = 30 years.
But if Mr. John dies after 12 years, his nominee will receive Rs.2lac without deducting the survival benefit paid to Mr. John
Sales Financial Services
Position Details
Postion: Sales & Marketing
Qualifications: MBA – Sales/Marketing, BE, BSc, BTech with good written & oral communication skills
Experience: 3.5 to 4 years of experience in sales financial services. Have carried out the entire sales cycle from Lead generation to sales closure and payment collections. Is self drawn with keenness to work with targets and timeliness. Awareness of investment product will be an added advantage.
Job Description: He will need to have a thorough understanding of the products and services. He will be required to generate his own leads and follow them up until closure. This will involve
i. Initial product presentation to prospect
ii. Proposal building
Postion: Sales & Marketing
Qualifications: MBA – Sales/Marketing, BE, BSc, BTech with good written & oral communication skills
Experience: 3.5 to 4 years of experience in sales financial services. Have carried out the entire sales cycle from Lead generation to sales closure and payment collections. Is self drawn with keenness to work with targets and timeliness. Awareness of investment product will be an added advantage.
Job Description: He will need to have a thorough understanding of the products and services. He will be required to generate his own leads and follow them up until closure. This will involve
i. Initial product presentation to prospect
ii. Proposal building
Free Insurance Quotes
Free Insurance Quotes
You can contact us at 9986184653 or write to rsantoshrathod@gmail.com Providing your : Name,
Date of birth, etc
Add your comments http://rsantoshrathod.blogspot.com
LIFE INSURANCE HEALTH INSURANCE CAR INSURANCE MUTUAL FUNDS HOME LOANS
Why YOU NEED INSURANCE POLICY
Risk cover Tax savings
Permanent and complete protection Protection for your family
Cash lump sum (Bonus Additions) Long-term Investment
Extra income in retirement days Lifetime financial security
Best deal from top Insurance Providers LIC
ICICI Prudential Metlife Bharti Axa Birla sun lifeSBI Life Max New York Reliance HDFC Kotak ING Vysya ICICI Lombard United India Star Health
Get Tax Benefits under Section 80D* with ICICI Lombard Health Insurance
Get Tax Benefits under Section 80D* with ICICI Lombard Health Insurance
Jeevan Anand LIC POLICY ILLUSTRATION
Eg: Following table will highlight the Maturity benefits for a healthy person of age 30 years and for term of 25 years.
If person dies in between the term nominee will receive
S.A + Bonus (Till the death) + F.A.B(If any).
If Person dies any time after term nominee will receive S.A.
S.A 5,00,000 10,00,000
Yearly prm 20,978 41,206
Total Prm 52,4450 10,30,150
Maturity Benefit. S.A 5,00,000 10,00,000
Bonus @ 45/1000, 5, 62,500 12,37,500
FAB @ 550/1000 2,75,000 5,50,000
Total amount(apx.) 13,37,500 27,87,500
If person dies in between the term nominee will receive
S.A + Bonus (Till the death) + F.A.B(If any).
If Person dies any time after term nominee will receive S.A.
S.A 5,00,000 10,00,000
Yearly prm 20,978 41,206
Total Prm 52,4450 10,30,150
Maturity Benefit. S.A 5,00,000 10,00,000
Bonus @ 45/1000, 5, 62,500 12,37,500
FAB @ 550/1000 2,75,000 5,50,000
Total amount(apx.) 13,37,500 27,87,500
Subscribe to:
Posts (Atom)