Start Investing Today - A liitle can go a long way
Systematic Investment Plan
What is an SIP?
SIP means Systematic Investment Plan. This is one of the more effective investment strategy for accumulating wealth in a disciplined manner over a long period. A specific amount will be invested for a chosen period at regular intervals.
For example, if an investor wants to invest Rs 12000 and makes a one-time investment at an NAV of Rs 15, 800 (12,000/15) units will be allotted.
In the case of an SIP, the investor distributes Rs 12,000 over a year and invests Rs 1,000 every month. The amount will be invested at different levels of NAV, as market conditions and level of indices keep changing on a day-to-day basis. The investment in 12 installments will get averaged at different NAVs in an automatic manner without the investor timing the entry point.
Protection Plan Term Insurance Plan Life Insurance Cover Medical Cover
Protection Plan - Financial Uncertainities of Life
Financial Uncertainties of Life -
Like game of cricket, human life is also full of glorious uncertainties. Financial uncertainties is one of the uncertainties of life. Financial uncertainties, loss of income may dawn upon you or your family in case of -
Untimely demise or
Critical illness or
Accidental Disability
Protection Plan Need -
Safeguard your family’s financial independence and sustenance against uncertainties - Protection Plans help you shield your family from uncertainties in life due to financial losses in terms of loss of income that may dawn upon them in case of your untimely demise or critical illness. Securing the future of one’s family is one of the most important goals of life. Protection Plans go a long way in ensuring your family’s financial independence in the event of your unfortunate demise or critical illness. They are all the more important if you are the chief wage earner in your family. No matter how much you have saved or invested over the years, sudden eventualities, such as death or critical illness, always tend to affect your family financially apart from the huge emotional loss.
Financial cushion in case of an eventuality - Critical Illness can strike anyone. Today with advancement in medical science it is possible to survive a critical illness. Expenses on survival with a critical illness can be very high. Critical care plan provides for a lump sum payment on survival post diagnosis of a critical illness, so that in the event a critical illness strikes, you don’t have to dig into those precious savings of yours.
Protection Plans -
Term Insurance Plan - Pure life cover plan with no investment component. High cover at a very nominal cost. This plan is designed to help secure your family’s financial needs in case of uncertainties. The plan does this by providing a lump sum to the family of the life assured in case of death of the life assured during the term of the contract. One can choose the lump sum that would replace the income lost to one’s family in the unfortunate event of one’s death. This helps your family to maintain their financial independence, even when you are not around
Medical Insurance Plan - This plan provides cover for the medical expenses, so that you do not have to big into your savings and / or investments. This cover is useful when the individual recovers from illness in short period of time and is able to start working / earning again soon. This plan is useful when the loss of income is not pro-longed
Critical Care Plan - This plan provides valuable financial protection on survival post diagnosis of critical illnesses or disability. This cover is useful when the recovery process, from critical illness or disability, is prolonged and there is loss of income for long period of time. Lump sum benefit payment paid irrespective of medical expenses. The policy continues even after the benefit payment paid on selected illness
Suggest you to do the following reviews -
Life Insurance Cover - Review your existing savings, assets and life cover. Is the existing life cover sufficient to compensate your earnings and cover your financial liabilities
Medical Cover - Is your office medical cover sufficient to cover the medical expenses for you & your family
Critical Care Cover - Do you have critical care cover to compensate for financial loss because of serious illness which results in pro-longed period of loss of earnings
Financial Uncertainties of Life -
Like game of cricket, human life is also full of glorious uncertainties. Financial uncertainties is one of the uncertainties of life. Financial uncertainties, loss of income may dawn upon you or your family in case of -
Untimely demise or
Critical illness or
Accidental Disability
Protection Plan Need -
Safeguard your family’s financial independence and sustenance against uncertainties - Protection Plans help you shield your family from uncertainties in life due to financial losses in terms of loss of income that may dawn upon them in case of your untimely demise or critical illness. Securing the future of one’s family is one of the most important goals of life. Protection Plans go a long way in ensuring your family’s financial independence in the event of your unfortunate demise or critical illness. They are all the more important if you are the chief wage earner in your family. No matter how much you have saved or invested over the years, sudden eventualities, such as death or critical illness, always tend to affect your family financially apart from the huge emotional loss.
Financial cushion in case of an eventuality - Critical Illness can strike anyone. Today with advancement in medical science it is possible to survive a critical illness. Expenses on survival with a critical illness can be very high. Critical care plan provides for a lump sum payment on survival post diagnosis of a critical illness, so that in the event a critical illness strikes, you don’t have to dig into those precious savings of yours.
Protection Plans -
Term Insurance Plan - Pure life cover plan with no investment component. High cover at a very nominal cost. This plan is designed to help secure your family’s financial needs in case of uncertainties. The plan does this by providing a lump sum to the family of the life assured in case of death of the life assured during the term of the contract. One can choose the lump sum that would replace the income lost to one’s family in the unfortunate event of one’s death. This helps your family to maintain their financial independence, even when you are not around
Medical Insurance Plan - This plan provides cover for the medical expenses, so that you do not have to big into your savings and / or investments. This cover is useful when the individual recovers from illness in short period of time and is able to start working / earning again soon. This plan is useful when the loss of income is not pro-longed
Critical Care Plan - This plan provides valuable financial protection on survival post diagnosis of critical illnesses or disability. This cover is useful when the recovery process, from critical illness or disability, is prolonged and there is loss of income for long period of time. Lump sum benefit payment paid irrespective of medical expenses. The policy continues even after the benefit payment paid on selected illness
Suggest you to do the following reviews -
Life Insurance Cover - Review your existing savings, assets and life cover. Is the existing life cover sufficient to compensate your earnings and cover your financial liabilities
Medical Cover - Is your office medical cover sufficient to cover the medical expenses for you & your family
Critical Care Cover - Do you have critical care cover to compensate for financial loss because of serious illness which results in pro-longed period of loss of earnings
New Janaraksha Plan
New Janaraksha Plan is an Endowment Assurance plan that provides financial protection against death throughout the term of plan. It provides full life insurance for 3 years even when the premiums are not paid. New Janaraksha Plan (with Profits) is specially designed for people with irregular income and whose job is not secure due to fluctuating income, i.e. Workers with unorganized sector, Daily wage earners, Call Center Employees, Farmers, Small businessman etc.
LIC’s JEEVAN NISCHAY TABLE NO. 199 Santosh Rathod- 9986184653
LIC’s JEEVAN NISCHAY TABLE NO. 199
Introduction:
LIC’s JEEVAN NISCHAY TABLE NO. 199 (UIN : 512N258V01)
LIC�s Jeevan Nischay is a Single Premium closed ended plan designed exclusively for our valuable policyholders like you who have at least one in force risk bearing policy with us accepted at our standard rate. You may choose the premium amount you wish to pay and the sum payable on maturity (Maturity Sum Assured) will depend on the premium amount, your age and the term selected.
1. ELIGIBILITY CONDITIONS
Minimum age at entry 18 years (completed)
Maximum age at entry 50 years (nearest birthday)
Policy term 5, 7 and 10 years
Minimum Single Premium Rs. 10,000/-
Maximum Single Premium Rs. 10,00,000/-
(Premium shall be in multiples of Rs.1,000/-) Maximum Basic Sum Assured (First Year Death Benefit) : Lower of- Rs. 50,00,000, and 50% of total Sum Assured (total death benefit) under all existing in force policies
2. INCENTIVE FOR HIGH PREMIUM PAID
If your premium amount is Rs. 25,000 or more, you will receive higher maturity sum assured due to available incentive.
3. LOAN
You can avail loan under this plan after completion of one policy year.
4. SURRENDER VALUE:
You may surrender the policy after it has run for at least one year. The Guaranteed Surrendered Value will be equal to 90% of the Single premium paid excluding the extra premium, if any. Corporation may however pay Special Surrender value as applicable on the date of surrender provided the same is higher than the guaranteed surrender value.
5. EXCLUSIONS:
Suicide: This policy shall be void if the Life Assured commits suicide (whether sane or insane at that time) at any time within one year from the date of commencement of risk and the Corporation will not entertain any other claim by virtue of this policy except to the extent of a maximum of (i) 90% of the Single Premium paid excluding any extra premium paid, or (ii) third party�s bonafide beneficial interest acquired in the policy for valuable consideration (but limited to the death benefit available under this policy) of which notice has been given in writing to the branch where this policy is being presently serviced (where the policy records are kept) at least one calendar month prior to death.
6. COOLING OFF PERIOD:
If you are not satisfied with the �Terms and Conditions� of the policy, you may return the policy to us within 15 days.
Introduction:
LIC’s JEEVAN NISCHAY TABLE NO. 199 (UIN : 512N258V01)
LIC�s Jeevan Nischay is a Single Premium closed ended plan designed exclusively for our valuable policyholders like you who have at least one in force risk bearing policy with us accepted at our standard rate. You may choose the premium amount you wish to pay and the sum payable on maturity (Maturity Sum Assured) will depend on the premium amount, your age and the term selected.
1. ELIGIBILITY CONDITIONS
Minimum age at entry 18 years (completed)
Maximum age at entry 50 years (nearest birthday)
Policy term 5, 7 and 10 years
Minimum Single Premium Rs. 10,000/-
Maximum Single Premium Rs. 10,00,000/-
(Premium shall be in multiples of Rs.1,000/-) Maximum Basic Sum Assured (First Year Death Benefit) : Lower of- Rs. 50,00,000, and 50% of total Sum Assured (total death benefit) under all existing in force policies
2. INCENTIVE FOR HIGH PREMIUM PAID
If your premium amount is Rs. 25,000 or more, you will receive higher maturity sum assured due to available incentive.
3. LOAN
You can avail loan under this plan after completion of one policy year.
4. SURRENDER VALUE:
You may surrender the policy after it has run for at least one year. The Guaranteed Surrendered Value will be equal to 90% of the Single premium paid excluding the extra premium, if any. Corporation may however pay Special Surrender value as applicable on the date of surrender provided the same is higher than the guaranteed surrender value.
5. EXCLUSIONS:
Suicide: This policy shall be void if the Life Assured commits suicide (whether sane or insane at that time) at any time within one year from the date of commencement of risk and the Corporation will not entertain any other claim by virtue of this policy except to the extent of a maximum of (i) 90% of the Single Premium paid excluding any extra premium paid, or (ii) third party�s bonafide beneficial interest acquired in the policy for valuable consideration (but limited to the death benefit available under this policy) of which notice has been given in writing to the branch where this policy is being presently serviced (where the policy records are kept) at least one calendar month prior to death.
6. COOLING OFF PERIOD:
If you are not satisfied with the �Terms and Conditions� of the policy, you may return the policy to us within 15 days.
Be a Successful Investor
Be a Successful Investor ...
“Wall Street people learn nothing and forget everything”
This comment by Benjamin Graham pretty much sums up how most of us are. Most of us are generally stuck with our own ideas and philosophy… having little hunger to understand, absorb and practice new things. Most of us further believe that their way of investing is the smartest and the best in the street. But the reality may be different to what we may believe. This article focuses on how we should look at investing … and the philosophy that should ideally be followed.
The successful investor is one who:
_ Does the needed Planning
_ Makes investments Systematically
_ Has Diversified his investments
_ Does regular Reviews of his investments
_ Does not look to time markets…Long Term Investing
_ Doesn’t carry too much Debt
_ Has Taxes in mind while investing (and spending!)
Santosh
9986184653
rsantoshrathod@gmail.com
“Wall Street people learn nothing and forget everything”
This comment by Benjamin Graham pretty much sums up how most of us are. Most of us are generally stuck with our own ideas and philosophy… having little hunger to understand, absorb and practice new things. Most of us further believe that their way of investing is the smartest and the best in the street. But the reality may be different to what we may believe. This article focuses on how we should look at investing … and the philosophy that should ideally be followed.
The successful investor is one who:
_ Does the needed Planning
_ Makes investments Systematically
_ Has Diversified his investments
_ Does regular Reviews of his investments
_ Does not look to time markets…Long Term Investing
_ Doesn’t carry too much Debt
_ Has Taxes in mind while investing (and spending!)
Santosh
9986184653
rsantoshrathod@gmail.com
Pick UR Advisor for Financial Goals, Protection. Savings. Savings - Children Plan, Investment, Retirement
Pick UR Advisor
When it comes to planning for your financial goals, you need an advisor whom you can trust the most and who can talk your language! We bring to you a unique and personalized service which helps you pick a qualified and experienced financial advisor who can talk in your free time at your convenience.
Simply fill up the form below to get started!
Name:
Gender:
Marital Status:
Date of Birth:
Insurance Need: 1. Protection 2. Savings 3. Savings - Children Plan
4. Investment 5. Retirement
City:
Mobile Number:
E-mail:
R. Santosh Rathod
9986184653
rsantoshrathod@gmail.com
When it comes to planning for your financial goals, you need an advisor whom you can trust the most and who can talk your language! We bring to you a unique and personalized service which helps you pick a qualified and experienced financial advisor who can talk in your free time at your convenience.
Simply fill up the form below to get started!
Name:
Gender:
Marital Status:
Date of Birth:
Insurance Need: 1. Protection 2. Savings 3. Savings - Children Plan
4. Investment 5. Retirement
City:
Mobile Number:
E-mail:
R. Santosh Rathod
9986184653
rsantoshrathod@gmail.com
LIC’s JEEVAN NISCHAY TABLE NO. 199 9986184653 rsantoshrathod@gmail.com
Introduction:LIC’s JEEVAN NISCHAY TABLE NO. 199
LIC's Jeevan Nischay is a single premium closed ended plan designed exclusively for our valuable policyholders like you who have at least one in force risk bearing policy with us accepted at our standard rate. You may choose the premium amount you wish to pay and the sum payable on maturity (Maturity Sum Assured) will depend on the premium amount, your age and the term selected.
1. ELIGIBILITY CONDITIONS
Minimum age at entry: 18 years (completed)
Maximum age at entry: 50 years (nearest birthday)
Policy term: 5, 7 and 10 years
Minimum Single Premium: Rs. 10,000/-
Maximum Single Premium: Rs. 10,00,000/-
(Premium shall be in multiples of Rs.1,000/-) Maximum Basic Sum Assured (First Year Death Benefit) : Lower of- Rs. 50,00,000, and 50% of total Sum Assured (total death benefit) under all existing in force policies
2. INCENTIVE FOR HIGH PREMIUM PAID
If your premium amount is Rs. 25,000 or more, you will receive higher maturity sum assured due to available incentive.
3. LOAN
You can avail loan under this plan after completion of one policy year.
4. SURRENDER VALUE:
You may surrender the policy after it has run for at least one year. The Guaranteed Surrendered Value will be equal to 90% of the Single premium paid excluding the extra premium, if any. Corporation may however pay Special Surrender value as applicable on the date of surrender provided the same is higher than the guaranteed surrender value.
5. EXCLUSIONS:
Suicide: This policy shall be void if the Life Assured commits suicide (whether sane or insane at that time) at any time within one year from the date of commencement of risk and the Corporation will not entertain any other claim by virtue of this policy except to the extent of a maximum of (i) 90% of the Single Premium paid excluding any extra premium paid, or (ii) third party�s bonafide beneficial interest acquired in the policy for valuable consideration (but limited to the death benefit available under this policy) of which notice has been given in writing to the branch where this policy is being presently serviced (where the policy records are kept) at least one calendar month prior to death.
6. COOLING OFF PERIOD:
If you are not satisfied with the �Terms and Conditions� of the policy, you may return the policy to us within 15 days.
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